The Gold Card from Nationwide has been recognised by Defaqto as a top quality credit card for its groundbreaking features, including the positive payment system that will pay off debt faster.
The unique system ensures that when you make a payment on your credit card, it pays off the most expensive debts first, meaning the higher interest items will disappear before any others.
More cards like this do need to come onto the market to reduce the amount of credit card debt that UK consumers manage to build up.
Make sure you compare the market when you're looking for a credit card and look for special benefits like this. They can make all the difference.
Most of the offers you'll find will be 0% on balance transfers and purchases for a special introductory period. Unfortunately, once these periods end the benefits of the credit card can vanish. So unless you want to constantly be hopping from one card to the next, look for long term benefits in your next credit card.