Those looking for debt reduction help and expecting a magic solution have to start being realistic and accept that they themselves have to be smarter with their money.
If you've built up a significant amount of debt from numerous sources, like store cards, credit cards and finance on different products then it might well be worth getting a consolidation loan with a lower rate of interest. At least this way you can manage your debts easier and know that you're saving on the interest.
If you've just managed to get yourself into a mess with a store card or two then the best thing you can do is a balance transfer to a credit card with 0% interest. This means when you make a payment, it goes directly towards reducing your debt. There are lots of these offers on the market so be savvy and take advantage.