People in the UK hoping to stick to their debt mangement plans are falling victim to 'accepted debt' as the country continue to struggle with balances their personal finances.
'Accepted debt' is the arrears that are built up by consumers that are seen as ok because it's money they seemingly need to spend, when it reality it's still debt no matter what spin you put on it.
A spokesperson for the CCCS commented on the situation, stating: "Once people are used to the idea of debt then its easier for them in the future, to take up credit cards and personal loans."